Security

What we don't collect

NajdiKredit is a comparison site, not a lender or bank — we never ask for your ID number, bank account details, or full card number. If you're ever asked for that kind of information on a page that looks like NajdiKredit, stop and contact us; it isn't us.

How the site is built

The site is served over HTTPS, and all forms on NajdiKredit (like the rate-matching tools) run in your browser without sending personal data to us unless you explicitly submit a contact form. See our Privacy Policy for what we do collect and why.

Reporting a vulnerability

If you've found a security issue with credits.ocslive.com, please report it to support@credits.ocslive.com before disclosing it publicly, and give us a reasonable amount of time to fix it. We won't pursue legal action against good-faith security research reported this way.

Phishing & impersonation

We will never call or email you asking for a password, one-time code, or payment to "release" a loan. If you receive a message like that claiming to be from NajdiKredit or one of our partners, don't respond — report it to us instead.